SSDI Eligibility & Estimate Quiz

Penny Pincher Form SSDI-Q · 2026 Edition

ABOUT YOU 0% · QUESTION 1 OF 10

Sources & Citations

SSA 2026 Cost-of-Living Adjustment Fact Sheet — 2.8% COLA, SGA limits ($1,690 / $2,830), max benefit ($4,152), trial work month ($1,210).
SSA Bend Points — 2026 PIA bend points: $1,286 and $7,749 (90% / 32% / 15%).
SSA Primary Insurance Amount Formula — Official PIA calculation.
SSA Red Book — What's New in 2026 — Trial Work Period, SGA, student earned income exclusion.
SSA: How You Qualify for Disability — work credit and recent-work rules.
SSA Blue Book — Listing of Impairments — Medical evaluation criteria.
SSA SSI Federal Payment Amounts 2026 — Reference figures.

Legal Disclaimers

Not affiliated with the U.S. government. This quiz is an independent educational tool. It is not affiliated with, endorsed by, or sponsored by the Social Security Administration (SSA) or any federal, state, or local government agency. The official application for SSDI is free and can be filed directly at ssa.gov or by calling 1-800-772-1213.

Educational only — not legal, financial, or medical advice. The information provided here is for general educational purposes. It does not constitute legal, financial, tax, or medical advice. Eligibility for Social Security Disability Insurance is determined solely by the SSA, based on a complete review of your work history, medical records, and individual circumstances under Title II of the Social Security Act and 20 CFR Part 404.

Estimates are approximate. The benefit estimate shown is calculated using the SSA's published 2026 bend-point formula applied to a rough average earnings figure you selected. Your actual benefit may be substantially higher or lower. The official figure is your Primary Insurance Amount (PIA), available in your my Social Security account.

No guarantee of outcome. A “likely eligible” result here does not guarantee approval. A “may not qualify” result does not mean you should not apply — many applicants are approved on appeal. Most initial claims are denied; the appeals process exists for that reason.

Privacy. Your responses are processed in your browser. If you choose to claim a free case review at the end, only the information you submit on that screen is sent to our partner advocacy network.